Caring Voice

Ways to find financial assistance

The assistance that would most benefit each person with chronic illness can be varying and complicated. We collected some financial assistance resources we have verified as possibly useful, then organized them according to need. We hope you’ll find something that helps.

Paying for medications:

financial helpIf CVC assisted you in the past, our resources page is a good place to start. It allows you to search for organizations by diagnosis. But we also want to make sure people are aware of the other, more general resources, and can understand how to use them. Read on to learn about those.

At the bottom of the resources page, you’ll find a list of organizations that might help regardless of diagnosis. A few to highlight that can help point you to prescription coverage are:

  • GoodRx — GoodRx is a search engine for drug costs to help you shop around, find coupons as well as find certain prescription assistance. Once you type in your medication, be sure to also filter by your insurance type and look for patient assistance programs.
  • Partnership for Prescription Assistance — This free service connects you with prescription assistance programs you may be eligible for after you fill out some basic information about yourself. It guides you through the application. (The site also offers a free or low-cost clinic search engine.)
  • Rx Outreach — This is a nonprofit pharmacy that ships certain medications at a lower cost to qualifying individuals based on income.
  • RxAssist — This is simply a directory of patient assistance programs. You can search by the name of your drug.
  • Coverage for All — The Foundation for Health Coverage Education runs this site meant to simplify the process of choosing affordable health coverage. After you answer a quick set of questions about your employment, income, health status, etc., the site provides a list of insurance options you may be eligible for.

Immediate or emergency help:

Maybe none of these options are working and you’re desperate for help right now. National organizations you can try are:

  • 211.org – Run by United Way, 2-1-1 is a hotline that can confidentially connect you to the best local or national resources for a wide variety of immediate needs you may have.
  • Modest Needs – Modest Needs provides small, no-strings-attached, financial grants for short-term immediate crisis situations for working families. (Read eligibility guidelines.)
  • Need Help Paying Bills – This website organizes resources based on need, location and eligibility to help you find help paying bills.
  • Aunt Bertha – This is an extensive, easy-to-use database of resources. Search results are based on your zip code and then categorized by need (food, housing, goods, transit, health, money, care, education, work, legal, etc.).
  • Global Genes – Global Genes collects resources that might be useful if your have a rare disease, including some patient grants. The organization also provides a great deal of patient education.

If sorting through this information overwhelms you, then start by calling whichever one seems relevant to you. People at these organizations should be able to knowledgeably guide you to what they can help with.

Government assistance:

If you are interested in government assistance, visit benefits.gov where you can browse program explainers organized by benefit category, state or agency. You can also fill out this form to view a list of results filtered for you.

BenefitsCheckUp is also a useful resource. The site (from National Council on Aging) helps you navigate mostly federal government programs based on personal information you input. It organizes information and searching by assistance category, including: medications, health care, income, food, utilities and housing.

For rare disease government resources, try National Institutes of Health or National Organization for Rare Disorders’ clinical and research trial finder.

financial help

Need guidance? Try a social worker:

Maybe it would be helpful to have someone help guide you through the resources you could use. Consider contacting a social worker. Social workers help individuals and families cope with problems they face by providing or connecting them with resources and services. They can help you make a plan for easing the challenge(s) you have, and can also connect you with government or community resources.

You can search for one by need in your area on HelpPro. The site allows you to search by insurance coverage. You might also ask your medical or insurance provider directly whether they have social work services they can recommend.

CancerCare can also connect you with oncology social workers. Additionally, it offers extensive resources for navigating financial complications of illness here.

Keep checking caringvoice.org/blog for more posts about financial resources over the next few weeks.

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